Saturday, February 2, 2013

Going down: Dutch fourth largest bank nationalized

Logo SNS bank
Logo SNS bank
On Friday the Dutch state nationalized banking and insurance firm SNS Reaal at a cost of € 3.7 billion. A deadline to find a solution for the troubled bank expired on January 31 at 18:00 local time.
Dutch Finance Minister Jeroen Dijsselbloem announced in a press conference he had concluded that nationalization of the bank, which is said to have come "into acute need because of problems with its property portfolio" was inevitable to avoid "an immediate and dangerous situation for financial stability". According to him, savings at the bank by capital are safe.
On April 30, 2012, its chief executive and chairman resigned after the bank turned out to have a capital shortfall under the new European regulations. This week the SNS bank tried to negotiate with private investors about raising capital.
Prior to the nationalization, worried bank customers started to collectively retreat their savings from the bank. According to a director of SNS Reaal, customers have been taken almost € 2.4 billion of savings out of the bank since January 16.
The Dutch news on Friday reports that about 2,500 private investors who together purchased participation certificates for millions of euros will not get their deposit back as a result of the nationalization of the bank.
SNS Reaal has 1.6 million savings accounts and 1 million current accounts. In 2008 the bank already received € 750 million of state aid.

The Tiny Dot - how your money goes to a financial robber baron class which creates money out of thin air, lends it to you and wants you to pay it back with interest:

 

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