MUST BE RIGGED: FED PRINTING but SILVER FALLING – Silver Doctors

Ron Paul: Gold Will “Go To Infinity, Because the Dollar Will Collapse Totally”

TheDailySheeple
The long-term is something you can get a handle on.
The short-term… I was never very good on short-term, whether it’s the stock market or what government will do. It’s just all over the place.
I think if you look at the record of the value of the dollar since the Fed’s been in existence, we have about a 2 cent dollar. You know, gold used to be $20 an ounce, so I would say the record is rather clear on the side of commodity money.
And, history is on our side… like 6,000 years of history shows that it maintains value and paper always self destructs.
I would say, long-term, as long as we have excessive spending and excessive computerized money, you’re going to see gold go up… and it could go to infinity because the dollar could collapse totally.

Epic Rick Santelli Rant – Why can’t we get out of crisis management mode?

If you pull it away and the stock market goes down, where does it say in the Constitution that some form of the government has to guarantee that stocks go up? Or guarantee that you have a house?
They don’t. Where have we gone off the rails? Enough is enough!
…
Why don’t these people kick the tires?
They take a press release from the Federal Reserve and they think it was written by God.

Marc Faber – Personally Buying Physical Gold Here… Peter Schiff – ‘Vicious’ Gold Rally Is Coming

Marc is personally buying gold as well as gold stocks, in addition, emerging markets also central banks and individuals continue to accumulate gold, physical gold.

Schiff – ‘Vicious’ Gold Rally Is Coming

Peter Schiff of Euro Pacific Capital argues that the Fed won’t be able to taper quantitative easing — actually, they’ll have to increase it. He expects that will cause a “vicious” rally in gold.

The Waste List: 66 Crazy Ways That The U.S. Government Is Wasting Your Hard-Earned Money

It would be a good time to do some reading up on what’s about to hit the USA by researching the Weimar Republic of Germany in the 1920′s.
They, like GW Bush and Company, and Obama also decided to go to war by borrowing the money needed and not raising taxes.  Here’s a hint: Be sure you have a wheelbarrow to carry your worthless Fed notes in to the store to shop for groceries.  
The Economic Collapse – by Michael
Why did the U.S. government spend 2.6 million dollars to train Chinese prostitutes to drink responsibly?  Why did the U.S. government spend $175,587 “to determine if cocaine makes Japanese quail engage in sexually risky behavior”?  Why did the U.S. government spend nearly a million dollars on a new soccer field for detainees being held at Guantanamo Bay?  This week when I saw that the IRS was about to pay out 70 million dollars in bonuses to their employees and that the U.S. government was going to be leaving 7 billion dollars worth of military equipment behind in Afghanistan, it caused me to reflect on all of the other crazy ways that the government has been wasting our money in recent years.  So I decided to go back through my previous articles and put together a list.  I call it “The Waste List”.  Even though our politicians insist that there is very little that can still be cut out of the budget, the truth is that the federal budget is absolutely drowning in pork.  The following are 66 crazy ways that the U.S. government is wasting your hard-earned money…
#1 The IRS is about to pay out 70 million dollars in bonuses to employees even though discretionary bonuses are supposed to be cancelled due to the sequester.
#2 According to the Washington Post, the U.S. government is going to leave 7 billion dollars worth of military equipment behind in Afghanistan.
#3 It is being projected that the trip that the Obamas will be making to Africa will cost U.S. taxpayers $100,000,000.
#4 The NIH plans to spend $509,840 on a study that “will send text messages in ‘gay lingo’ to methamphetamine addicts to try to persuade them to use fewer drugs and more condoms.”
#5 The National Science Foundation has given $384,949 to Yale University to do a study on “Sexual Conflict, Social Behavior and the Evolution of Waterfowl Genitalia”.  Try not to laugh, but much of this research involves examining and measuring the reproductive organs of male ducks.
#6 The IRS spent $60,000 on a film parody of “Star Trek” and a film parody of “Gilligan’s Island”.  Internal Revenue Service employees were the actors in the two parodies, so as you can imagine the acting was really bad.
#7 The NIH has given $1.5 million to Brigham and Women’s Hospital in Boston, Massachusetts to study why “three-quarters” of lesbians in the United States are overweight and why most gay males are not.
#8 The NIH has also spent $2.7 million to study why lesbians have more “vulnerability to hazardous drinking”.
#9 The U.S. government is giving sixteen F-16s and 200 Abrams tanks to the Muslim Brotherhood in Egypt even though the new president of Egypt, Mohammed Morsi (a member of the Muslim Brotherhood), constantly makes statements such as the following…

“Dear brothers, we must not forget to nurse our children and grandchildren on hatred towards those Zionists and Jews, and all those who support them”

#10 During 2012, the salaries of Barack Obama’s three climate change advisers combined came to a grand total of more than $370,000.
#11 Overall, 139 different White House staffers were making at least $100,000 during 2012, and there were 20 staffers that made the maximum of $172,200.
#12 Amazingly, U.S. taxpayers spend more than 1.4 billion dollars a year on the Obamas.  Meanwhile, British taxpayers only spend about 58 million dollars on the entire royal family.
#13 During 2012, $25,000 of federal money was spent on a promotional tour for the Alabama Watermelon Queen.
#14 The U.S. government spent $505,000 “to promote specialty hair and beauty products for cats and dogs” in 2012.
#15 NASA spends close to a million dollars a year developing a menu of food for a manned mission to Mars even though it is being projected that a manned mission to Mars is still decades away.
#16 During 2012, the federal government spent 15 million dollars to help the Russians recruit nuclear scientists.
#17 Over the past 15 years, a total of approximately $5.25 million has been spent on hair care services for the U.S. Senate.
#18 The U.S. government spent 27 million dollars to teach Moroccans how to design and make pottery in 2012.
#19 At a time when we have an epidemic of unemployment in the United States, the U.S. Department of Education is spending $1.3 millionto “reduce linguistic, academic, and employment barriers for skilled and low-skilled immigrants and refugees, and to integrate them into the U.S. workforce and professions.”
#20 The federal government still sends about 20 million dollars a year to the surviving family members of veterans of World War I, even though World War I ended 94 years ago.
#21 The U.S. government is spending approximately 3.6 million dollarsa year to support the lavish lifestyles of former presidents such as George W. Bush and Bill Clinton.
#22 During fiscal 2012, the National Science Foundation gave researchers at Purdue University $350,000.  They used part of that money to help fund a study that discovered that if golfers imagine that a hole is bigger it will help them with their putting.
#23 The U.S. government is giving hundreds of millions of dollars to the Palestinian Authority every single year.
#24 Federal agencies have purchased a total of approximately 2 billion rounds of ammunition over the past couple of years.  It is claimed that all of this ammunition is needed for “training purposes”.
#25 During 2012, the National Science Foundation spent $516,000 on the creation of a video game called “Prom Week” which apparently simulates “all the social interactions of the event.”
#26 If you can believe it, $10,000 of U.S. taxpayer money was actually used to purchase talking urinal cakes up in Michigan.
#27 When Joe Biden and his staff took a trip to London, the hotel bill cost U.S. taxpayers $459,388.65.
#28 Joe Biden and his staff also stopped in Paris for one night.  The hotel bill for that one night came to $585,000.50.
#29 If you can believe it, close to 15,000 retired federal employees are currently collecting federal pensions for life worth at least $100,000 annually.  That list includes such names as Newt Gingrich, Bob Dole, Trent Lott, Dick Gephardt and Dick Cheney.
#30 The U.S. Department of Agriculture has spent $300,000 to encourage Americans to eat caviar.
#31 The National Institutes of Health recently gave $666,905 to a group of researchers that is conducting a study on the benefits of watching reruns on television.
#32 The National Science Foundation has given 1.2 million dollars to a team of “scientists” that is spending part of that money on a study that is seeking to determine whether elderly Americans would benefit from playing World of Warcraft or not.
#33 The National Institutes of Health recently gave $548,731 to a team of researchers that concluded that those that drink heavily in their thirties also tend to feel more immature.
#34 The National Science Foundation recently spent $30,000 on a study to determine if “gaydar” actually exists.  This is the conclusion that the researchers reached at the end of the study….

“Gaydar is indeed real and… its accuracy is driven by sensitivity to individual facial features”

#35 In 2011, the National Institutes of Health spent $592,527 on a study that sought to figure out once and for all why chimpanzees throw poop.
#36 The National Institutes of Health has spent more than 5 million dollars on a website called Sexpulse that is targeted at “men who use the Internet to seek sex with men”.  According to Fox News, the website “includes pornographic images of homosexual sex as well as naked and scantily clad men” and features “a Space Invaders-style interactive game that uses a penis-shaped blaster to shoot down gay epithets.”
#37 The General Services Administration spent $822,751 on a “training conference” for 300 west coast employees at the M Resort and Casino in Las Vegas.  The following is how the Washington Post described some of the wasteful expenses that happened during this “conference”…

Among the “excessive, wasteful and in some cases impermissable” spending the inspector general documented: $5,600 for three semi-private catered in-room parties and $44 per person daily breakfasts; $75,000 for a “team-building” exercise — the goal was to build a bicycle; $146,000 on catered food and drinks; and $6,325 on commemorative coins in velvet boxes to reward all participants for their work on stimulus projects. The $31,208 “networking” reception featured a $19-per-person artisanal cheese display and $7,000 of sushi. At the conference’s closing-night dinner, employees received “yearbooks” with their pictures, at a cost of $8,130.

You can see some stunning pictures of GSA employees living the high life in Las Vegas right here.
#38 Do you remember when credit rating agency Egan Jones downgraded U.S. government debt from AA+ to AA?  Well, someone in the federal government apparently did not like that at all.  Accordingto Zero Hedge, the SEC planned to file charges against Egan Jones for “misstatements” on a regulatory application with the SEC.
Normally, the SEC does not go after anyone.  After all, when is the last time a major banker went to prison?
No, the truth is that the SEC is usually just a huge waste of taxpayer money.  According to ABC News, one investigation found that 17 senior SEC officials had been regularly viewing pornography while at work.  While the American people were paying their salaries, this is what senior SEC officials were busy doing…

One senior attorney at SEC headquarters in Washington spent up to eight hours a day accessing Internet porn, according to the report, which has yet to be released. When he filled all the space on his government computer with pornographic images, he downloaded more to CDs and DVDs that accumulated in boxes in his offices.
An SEC accountant attempted to access porn websites 1,800 times in a two-week period and had 600 pornographic images on her computer hard drive.
Another SEC accountant used his SEC-issued computer to upload his own sexually explicit videos onto porn websites he joined.
And another SEC accountant attempted to access porn sites 16,000 times in a single month.

#39 According to InformationWeek, the federal government is spending “millions of dollars” to train Asian call center workers.
#40 If you can believe it, the federal government has actually spent$750,000 on a new soccer field for detainees held at Guantanamo Bay.
#41 The U.S. Agency for International Development spent 10 million dollars to create a version of “Sesame Street” for Pakistani television.
#42 The Obama administration has plans to spend between 16 and 20 million dollars to help students from Indonesia get master’s degrees.
#43 The National Science Foundation spent $198,000 on a University of California-Riverside study that explored “motivations, expectations and goal pursuit in social media.” One of the questions the study sought an answer to was the following: “Do unhappy people spend more time on Twitter or Facebook?”
#44 In 2011, $147,138 was given to the American Museum of Magic in Marshall, Michigan.  Their best magic trick is making U.S. taxpayer dollars disappear.
#45 The federal government recently spent $74,000 to help Michigan “increase awareness about the role Michigan plays in the production of trees and poinsettias.”
#46 In 2011, the federal government gave $550,000 toward the making of a documentary about how rock and roll contributed to the fall of the Soviet Union.
#47 The National Institutes of Health has contributed $55,382 toward a study of “hookah smoking habits” in the country of Jordan.
#48 The federal government gave $606,000 to researchers at Columbia University to study how heterosexuals use the Internet to find love.
#49 A total of $133,277 was recently given to the International Center for the History of Electronic Games for video game preservation.  The International Center for the History of Electronic Games says that it “collects, studies, and interprets video games, other electronic games, and related materials and the ways in which electronic games are changing how people play, learn, and connect with each other, including across boundaries of culture and geography.”
#50 The federal government has given approximately $3 million to researchers at the University of California at Irvine to fund their “research” into video games such as World of Warcraft.
#51 In 2011, the National Science Foundation gave one team of researchers $149,990 to create a video game called “RapidGuppy” for cell phones and other mobile devices.
#52 In 2011, $936,818 was spent developing an online soap opera entitled “Diary of a Single Mom”.  The show “chronicles the lives and challenges of three single mothers and their families trying to get ahead despite obstacles that all single mothers face, such as childcare, healthcare, education, and finances.”
#53 Last year, the federal government spent $96,000 to buy iPads for kindergarten students in Maine.
#54 The U.S. Postal Service once spent $13,500 for a single dinner at Ruth’s Chris Steakhouse.
#55 In 2011, the Air Force Academy completed work on an outdoor worship area for pagans and Wiccans.  The worship area consists of “a small Stonehenge-like circle of boulders with [a] propane fire pit” and it cost $51,474 to build.  The worship area is “for the handful of current or future cadets whose religions fall under the broad category of ‘Earth-based’, which includes Wiccans, druids and pagans.”  At this point, that only includes 3 current students at the Air Force Academy.
#56 The National Institutes of Health once gave researchers $400,000to study why gay men in Argentina engage in risky sexual behavior when they are drunk.
#57 The National Institutes of Health once gave researchers $442,340to study the behavior of male prostitutes in Vietnam.
#58 The National Institutes of Health once spent $800,000 in “stimulus funds” to study the impact of a “genital-washing program” on men in South Africa.
#59 The National Science Foundation recently spent $200,000 on a study that examined how voters react when politicians change their stances on climate change.
#60 The federal government recently spent $484,000 to help build a Mellow Mushroom pizzeria in Arlington, Texas.
#61 At this point, China is holding over a trillion dollars of U.S. government debt.  But that didn’t stop the United States from sending17.8 million dollars in foreign aid to China in 2011.
#62 The U.S. Department of Agriculture gave the largest snack food maker in the world (PepsiCo Inc.) a total of 1.3 million dollars in corporate welfare that was used to help build “a Greek yogurt factory in New York.”
#63 The National Science Foundation recently gave a whopping$697,177 to a New York City-based theater company to produce a musical about climate change.
#64 The federal government once shelled out $2.6 million to train Chinese prostitutes to drink responsibly.
#65 The U.S. Department of Agriculture once handed researchers at the University of New Hampshire $700,000 to study methane gas emissions from dairy cows.
#66 The federal government has spent $175,587 ”to determine if cocaine makes Japanese quail engage in sexually risky behavior”.

PDRM nafi Kuala Lumpur antara 10 bandar paling berbahaya di dunia

KUALA LUMPUR, 20 Jun (Bernama) -- Polis Diraja Malaysia (PDRM) menafikan dakwaan sebuah laman web yang menyenaraikan bandaraya Kuala Lumpur sebagai antara 10 bandar paling berbahaya di dunia.

Menurut kenyataan yang dikeluarkan laman Facebook PDRM, dakwaan itu sama sekali tidak benar dan orang ramai dinasihatkan agar tidak mempercayai maklumat itu seterusnya menyebarkan maklumat berkenaan.
"Orang ramai diminta supaya tidak semudahnya mempercayai dan menyebarkan maklumat yang tidak sahih daripada laman web tersebut tanpa merujuk terlebih dahulu daripada polis.
"Warga Malaysia juga haruslah menjadi penyebar maklumat yang bertanggungjawab dan beretika dengan memastikan sebarang maklumat yang diperoleh dan ingin dikongsi adalah daripada sumber yang rasmi," menurut kenyataan itu di sini hari ini.
Berdasarkan statistik yang dikeluarkan polis dari 2010 hingga 2012, PDRM berjaya mengurangkan indeks jenayah di Kuala Lumpur sebanyak 31.8 peratus dengan usaha berterusan dalam menangani isu jenayah di ibu kota.
-- BERNAMA
MAF JM ROS

David Beckham appearance at Chinese university causes stampede

In his role as Ambassador for Distracting the World from a Football League Riddled with Corruption, David Beckham is currently enjoying a week-long promotional tour of China.
He has seen Chinese Super League teams train, played with school children and sat around watching NBA games. The much-loved old British Dame was even lucky enough to meet Helen Mirren.
Day four of his tour, however, did not pass without incident. The reitred midfielder paid a visit to Shanghai Tongji University to meet their football team, but when nearly 1,000 fans gathered to catch a glimpse of him, the crowds couldn't be controlled and a stampede ensued. The Guardian reports:

Upon Beckham's arrival, fans stormed a gate and broke through police and guards, [state-run news site Xinmin] said. Photos and video footage show people pushed to the ground, shoes scattered and a uniformed woman being carried away, her face covered in blood.
[...]
Three police officers, two university security guards and two students were injured, Shanghai police said.

The event was promptly cancelled, presumably leaving a team of very disappointed university footballers.
Becks used his page on Chinese social media site Weibo to wish the injured parties a speedy recovery, but on his Facebook page, it was referred to only as an "enthusiastic welcome"...
(facebook.com)
Incidentally, access to Facebook is banned in China, but Big Davey B doesn't let a little thing like oppressive government censorship stand in his way.

中国银行业面临最严重“钱荒” 楼市风险提高

[导读]近几日，中国银行业正经历历史最严重资金短缺，银行间互相借款利率一度直追“高利贷”。分析称这轮危机因央行不再“托市”，危机可能蔓延至股市、楼市。

银行间拆借利率高企 银行“钱荒”到来？

收起

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  银行间短期拆借利率飙升 央行按兵不动 资金面继续承压
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  银行间拆借利率和国债回购利率飙升至历史新高
• 
  银行间短期拆借利率飙升 多款理财产品预期收益提升

本月以来金融业闹起了“钱荒”，虽然6月份的“钱荒”年年有，但今年尤其严重。本周四，如果一家银行向另一家银行借钱，1天的利率，按年折算最高达30%，相当于1年期贷款基准利率的5倍，这已超过央行规定的正常贷款利率的最高限，越线就是高利贷。多位金融机构人士表示，当前资金紧缺的状况的确是有史以来最严重的。

“钱荒”来袭，许多银行全力投入“抢钱大战”，送大米、送油、送手机等手段层出不穷。

受“钱荒”影响的不仅仅是商业银行，包括基金、券商、信托在内的整个金融业均有波及，但对普通人的财产安全影响不大。同时受访的金融专家们普遍相信，此次“钱荒”可能还要持续一段时间，但最迟不超过7月中旬。

“钱荒”引来中行违约传闻

本周以来同业拆借市场日均成交高达800亿元以上，此次“钱荒”的“震中”也正是来自同业拆借市场。

进入6月份，同业拆借市场利率迅速攀升，其中隔夜拆借利率涨幅尤为迅猛。从4.5%起步，盘中先后攻破10%、20%、30%大关，不断刷新银行间市场成立以来历史纪录。在它的带领下，1个月以内的中短期资金价格全线飙升，7天期质押式回购加权平均利率周四涨至11 .6217%，也创下2007年银行间市场成立以来的新高。

同日，市场上曝出央行向工商银行注资500亿元，及中国银行由于流动性紧张发生资金违约等诸多传闻，银行间市场被迫延迟半小时收市，震动整个金融市场。由于本月早些时候曾发生过类似的交易违约和延迟收市，该传闻引发国内外投资者对中国银行业流动性的广泛关注。

虽然中国银行当晚即发布澄清公告称：“中国银行从未发生资金违约事件，6月20日按时完成全部对外支付，有关市场传闻不属实。”但昨天又有传闻称，中行当天并未违约，但周四银行间市场的确延迟半小时收市，而中行只是在规定的下午4点半收市时间内未按时履约。

昨天，随着中国银行澄清违约传闻，市场恐慌情绪略有缓解，资金利率价格全线回落，其中1天期回购利率骤降380个基点至7.9%，创下2007年10月以来最大跌幅。

送米送油送手机 银行迎来“抢钱大战”

记者走访发现，临近年中，许多银行都全力投入“抢钱大战”。在光大银行天津围堤道支行，客户经理向记者表示，10万元钱存一年，不仅利率上升到顶，还可以送4袋10斤装的大米；浦发银行天津某支行的客户经理则表示，新客户5万元钱存半年以上，就可以送一个5件套的微波炉瓷碗。

一些银行通过存款返现金的方式吸引客户，每存一万元钱可返还几十元不等的现金。为争取存款，一些客户经理往往会替客户报销转账费用甚至来回打的路费。

除了这些传统手段，“超级网银”这个“高科技武器”也被广泛应用。许多银行的大堂经理都会鼓励客户开通“超级网银”，把其他银行的闲置存款“归集”到本行。为此，一些规模较大的银行还采取了“反制措施”，限制每日“被归集”资金的规模。

资金局面“空前惨烈”央行“按兵不动”

尽管上海银行间同业拆放利率(SHIBOR)屡屡“爆表”，市场资金面信心受到重挫，市场哀鸣一片；但就目前来看，管理层坚持“不放水”的态度依然坚决。

业内人士普遍解读认为，本周央票的地量发行已足以彰显出央行收紧流动性的态度及决心，短期内降准、降息几无可能。

昨日中国银行间货币市场经历了历史性的一刻。当天，隔夜SHIBOR飙升了578.40BP，“破表”升至13.4440%的历史新高，盘中更是一度升至30%的惊人位置。

而除了SHIBOR利率外，银行间回购利率表现同样火爆，各期限品种上行幅度均在100个基点以上。其中隔夜、7天回购利率分别大涨377.7BP、321.2BP，跳升至11.650%、11.449%的罕见双位数水平。

不少业内人士甚至用“空前惨烈”来形容当前的资金局面。

伴随紧张情绪的发酵，昨日有关“中国银行资金违约”“央行向工行放水500亿元”“收盘前30分钟央行投放4000亿货币以缓解市场流动性”的传闻更是不绝于耳。

需要指出的是，较之于市场的“风雨飘摇”，央行表现依然十分淡定。在周四进行的公开市场操作中，众人期盼的逆回购仍旧没有现身，而20亿元的央票发行却彰显了管理层“铁血纠偏”的坚定态度。

承接昨日大跌之势，A股早盘大幅低开，两市跌幅一度接近2%，但此后以新华保险为代表的金融股拉升护盘，在午后各大股指集体翻红，可惜未能保持红盘到收市。截止收盘，沪指报2073 .09点，下跌10 .93点，跌幅0 .52%；深成指报8136.05点，下跌11.44点，涨幅0 .14%。 新华

疑问

银行怎么会出现钱荒？大量资金停留在金融系统内空转套利，今年央行不再托底干预市场波动

银行怎么会缺钱，并且还缺得如此离谱？海通证券首席经济学家李迅雷接受南都记者采访时表示，市场上的流动性其实非常充裕，只是大量资金停留在金融系统内空转套利；而热钱流出和货币政策从紧，尤其是央行对银行间市场的态度与此前明显不同，导致不少金融机构误判，没有及时、足额准备好本月到期资金安排，进而出现了短暂的流动性枯竭甚至出现了违约，加上市场恐慌情绪蔓延，终于使得资金市场利率飙升。

从整个银行业来说，特别是每年的6月和12月，银行机构面临着月末和季末的双重考核，存在“借钱”的冲动，是历年来的资金需求高峰。而在往年，央行通常会在资金最紧缺的时刻出手干预市场，注入部分资金，以平抑资金价格。这种行为令不少金融机构对央行有了依赖，认为央行始终会为整个市场托底，央行也在一些交易员中被戏称为“央妈”。然而今年以来，央行对同业市场采取放任不管的态度，不管市场如何波动，就是不出手干预。不仅如此，央行还继续发行央票回收流动性，甚至对部分金融机构高价借钱乐见其成。而不少银行由于误判，在6月份之前没有做好充足的到期资金安排，导致出现了高价借钱和交易违约的情况。

钱都到哪里去了？去了杠杆业务和影子银行

银行间市场近年来的快速发展中，一些金融机构逐渐发现，通过同业拆借往往可以以很低的成本(如3%)从其他金融机构快速获得大量资金，再通过杠杆投资和期限错配，这些资金可以帮助其在其它市场(如影子银行)上获得更高的收益(往往10%以上甚至30%)，只要合理安排好到期资金计划，通过循环往复的交易，就可以实现无风险地套取可观的利差。更重要的是，同业业务占用的银行资本金极少，在资本监管越来越严格的银行业，同业业务逐渐从不起眼的边缘业务发展成为诸多大中型银行的重点业务甚至是核心业务。

某股份制银行广州分行投行业务负责人表示，“结构化融资本质上就是影子银行，但它是向监管机构报备过的，正规合法的影子银行业务。”该负责人说。

他还透露，实际上此类业务各家股份制银行都有不同程度参与，甚至一些国有大行也参与其中。但是由于资金价格飙升，市场上中短期理财产品收益率(6-7%)已高于中长期产品(5%左右)，形成利率倒挂，银行失去了产品的发行空间和利润空间，只能暂停。

你的银行存款安全吗？不会影响绝大多数人的财产安全，但要慎入股市、楼市

针对此次银行“钱荒”事件的影响，李迅雷表示，“钱荒”虽然是发生在金融同业市场短期现象，但影响已波及包括基金、券商、信托在内的整个金融业，但是这些影响都是局部和短期的，不会影响到银行的传统业务，更不会影响绝大多数人的财产安全。

昨日接受南都采访的深圳各大银行均称，目前合规操作、资金充裕，未受到同业市场利率飙升的影响。“市民的担心可能是大家对银行管钱的方式有误解，存款目前还是足够安全的。”一家国有大行人士说。

专家认为，此轮资金紧张，只会让中小企业的借贷成本更高。深圳职业投资人黄先生称短期内一定会有个传导过程，大部分企业贷款都会受到影响，资金密集型、高负债率的行业如房地产最为敏感。普通市民需要谨慎的领域是股市、楼市、债市这些风险资产。 记者 李鹤鸣 杨涛