| ||
| I. Introduction | ||
| On Friday, August 7, 2009, Community First Bank, Prineville, OR was closed by the Oregon Division of Finance & Corporate Securities, and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed. The FDIC has assembled useful information regarding your relationship with this institution. Besides a checking account, you may have Certificates of Deposit, a car loan, a business checking account, a commercial loan, a Social Security direct deposit, and other relationships with the institution. The FDIC has compiled the following information, which should answer many of your questions. | ||
| Back to top | ||
| II. Press Release | ||
| The FDIC has issued a press release (PR-09-141) about the institution's closure. If you represent a media outlet and would like information about the closure, please contact David Barr at 202-898-6992. | ||
| Back to top | ||
| III. Acquiring Financial Institution | ||
| All deposit accounts, excluding certain brokered deposits, have been transferred to Home Federal Bank, Nampa, ID ("assuming institution") and will be available immediately. On Monday, August 10, 2009, the former Community First Bank locations will reopen as branches of Home Federal Bank. Your transferred deposits will be separately insured from any accounts you may already have at Home Federal Bank for six months after the failure of Community First Bank. Checks that were drawn on Community First Bank that did not clear before the institution closed will be honored as long as there are sufficient funds in the account. For more information on deposit insurance, you may speak to an FDIC representative regarding deposit insurance by calling 1-800-913-3062 or visit EDIE, the FDIC's Electronic Deposit Insurance Estimator. EDIE - FDIC's Electronic Deposit Insurance Estimator You may withdraw your funds from any transferred account without an early withdrawal penalty until you enter into a new deposit agreement with Home Federal Bank as long as the deposits are not pledged as collateral for loans. You may view more information about Home Federal Bank by visiting their web site. Home Federal Bank (www.myhomefed.com) | ||
| Back to top | ||
| V. Banking Services | ||
| The Automated Teller Machines (ATM) and online service will remain available. As of Monday, August 10, 2009, you may continue to use the services to which you previously had access, such as safe deposit boxes, night deposit boxes, wire services, etc. Your checks will be processed as usual. All outstanding checks will be paid against your available balance(s) as if no change had occurred. Your new bank will contact you soon regarding any changes in the terms of your account. If you have a problem with a merchant refusing to accept your check, please contact your branch office. An account representative will clear up any confusion about the validity of your checks. All interest accrued through Friday, August 7, 2009, will be paid at your same rate. Home Federal Bank will be reviewing rates. You will be notified of any changes. Your automatic direct deposit(s) and/or automatic withdrawal(s) will be transferred automatically to your new bank. If you have any questions or special requests, you may contact a representative of your assuming institution at your branch office. | ||
| Back to top | ||
| VI. Loan Customers | ||
| If you had a loan with Community First Bank, you should continue to make your payments as usual. The terms of your loan will not change, because they are contractually agreed to in your promissory note. Checks should be made payable as usual and sent to the same address until further notice. If you have further questions regarding an existing loan, please contact your loan officer. For all questions regarding new loans and the lending policies of Home Federal Bank, please contact your branch office. Please see A Borrower’s Guide to an FDIC Insured Bank Failure for additional information. | ||
| Back to top | ||
| VII. Possible Claims Against the Failed Institution | ||
| Claims against failed financial institutions occur when bills sent to the institution remain unpaid at the time of failure. Shortly after the failure, the FDIC sends notices directly to all known service providers to explain the claim filing process. Please note: there are time limits for filing a claim, as specified in the notice. All shares of Community First Bank were owned by its holding company, Prineville Bancorporation, Prineville, OR. The holding company was not included in the closing of the bank or the resulting receivership. If you are a shareholder of Prineville Bancorporation, please do not contact or file a claim with the Receiver. You may contact Prineville Bancorporation directly for information as follows:
Any claims by equity holders were not acquired. If you provided a service for Community First Bank, and have not received a notice, contact:
Or: | ||
| Back to top | ||
| VIII. Priority of Claims | ||
In accordance with Federal law, allowed claims will be paid, after administrative expenses, in the following order of priority:
| ||
| Back to top | ||
| IX. Dividend Information | ||
| No dividends have been declared at this time. | ||
| Back to top | ||
| X. Brokered Deposits | ||
| The FDIC offers a reference guide to deposit brokers acting as agents for their investor clientele. This site outlines the FDIC's policies and procedures that must be followed by deposit brokers when filing for pass-through insurance coverage on custodial accounts deposited in a failed FDIC Insured Institution. |
Sunday, August 9, 2009
Failed Bank Information
Saturday, August 8, 2009
nle 09 evidence of economic collapse martial law preparations
印尼‧總統官邸成恐襲目標‧警方突襲民宅誅2人起炸藥
（印尼‧勿加泗）印尼總警長班邦指出，警方今日（週六，8月8日）早也突襲位於首都雅加達郊區的民宅，擊斃2名密謀在2週內發動自殺式襲擊的恐怖嫌犯。警方驚揭，恐怖份子可能準備對總統官邸展開襲擊。
警方對雅加達勿加泗一幢房子展開突擊，打死2名可疑武裝份子，逮捕另外3人，同時起獲大批炸藥和一輛用作汽車炸彈襲擊的汽車。
警方突襲2地點
印尼警方反恐部隊週五（8月7日）下午突襲中爪哇淡滿光據指首要恐怖通緝犯、“回祈團”炸彈專家諾汀藏身的地點後，也突擊了在雅加達郊區勿加泗的民宅。
這幢房子距印尼總統蘇西洛的官邸只有5公里之遙。當地媒體引述不具名警察消息來源稱，警方相信總統官邸成了襲擊目標。
班邦指出，這2名武裝嫌犯是在企圖引爆土製炸彈時遭警方擊斃。
他說：“當時手持炸彈的嫌犯準備襲擊警方，迫使警方開鎗。”
其中一人是製造炸彈者，另外一人則與2004年澳洲大使館襲擊事件有關連。
民宅是細胞組織基地
班邦稱，這幢民宅是追隨諾汀的細胞組織的基地。
他指出，這起突襲行動與中爪哇的反恐行動有關連，警方包抄了一幢據信為諾汀藏匿處的房子，據信諾汀已被剿滅。
其中一名落網的嫌犯在一家酒店訂了一間套房，顯然是要作為襲擊控制中心。
另外2名涉嫌招聘自殺式襲擊者的嫌犯則在潛逃中。
濃煙從屋頂冒出
在警方展開突擊行動中，法新社記者看到濃煙從一間房屋的屋頂冒出，同時聽到至少4聲爆炸。
隨後，全身黑色勁裝、配備防爆盾牌的警察向這房屋靠近，另有25名警察從旁邊的小山上向這間房屋開火及進行爆破，還有50名警察在房屋周圍等待命令。
在經過數分鐘的緊張對峙後，一名警察把一件手提箱移到屋外。屋內毫無動靜，警方並未告訴記者屋內的情況。
圍剿行動在今日（週六，8月8日）早上9時45分左右結束，警方隨即封鎖這幢房子進行調查。警方的突擊行動是於週五（8月7日）下午4時左右開始。
警方從房子裡抬出2個裹屍袋。同時，據目擊者說，在屋外的警察互相握手，似在慶賀屋裡的嫌犯已全被打死或是活捉。
2行動分別捕3人
印尼全國總警長班邦表示，警方在中爪哇和雅加達的突襲行動中分別逮捕了3人。
他指出，警方已經鑑定7月雅加達酒店爆炸案的自殺式襲擊者的身份，襲擊萬豪酒店的是來自茂物的19歲青年丹尼，襲擊麗嘉登酒店的則是來自板底蘭的28歲男子納納。
大馬籍的諾汀是發動7月17日在雅加達的萬豪酒店和麗嘉登酒店爆炸案的主謀，這2起爆炸案造成9人死亡，50多人受傷。
突擊行動驚揭
總統官邸成恐襲目標
印尼警方在雅加達展開的突擊行動，驚揭恐怖份子可能準備對總統官邸展開襲擊。
警方對雅加達勿加泗一幢房子展開突擊，打死2名可疑武裝份子，逮捕另外5人，同時起獲大批炸藥和一輛用作襲擊用途的汽車。
班邦指出，其中一名落網的嫌犯在一家酒店訂了一間套房，顯然是要作為襲擊控制中心。
這幢房子距印尼總統蘇西洛的官邸只有5公里之遙。當地媒體引述不具名警察消息來源稱，警方相信總統官邸成了襲擊目標。
爆炸案襲擊者身份鑑定
2行動分別捕3人
印尼全國總警長班邦表示，警方在中爪哇和雅加達的突襲行動中分別逮捕了3人。
他指出，警方已經鑑定7月雅加達酒店爆炸案的自殺式襲擊者的身份，襲擊萬豪酒店的是來自茂物的19歲青年丹尼，襲擊麗嘉登酒店的則是來自板底蘭的28歲男子納納。
酒店廚師被捕
另外，《雅加達郵報》今日（週六，8月8日）報導，印尼警方週三逮捕了涉嫌這家酒店爆炸案的一名酒店廚師。
據報導，這名嫌犯在遇襲的萬豪酒店和麗嘉登酒店附近一家五星級酒店就職。在這2家酒店遇襲前一小時，嫌犯曾致電選舉委員會，威脅委員會總部將發生爆炸。
大馬籍的諾汀是發動7月17日在雅加達的萬豪酒店和麗嘉登酒店爆炸案的主謀，這2起爆炸案造成9人死亡，50多人受傷。印尼警方為捉拿諾汀，已懸賞10萬美元獎金。
若證實剿滅諾汀
回教聖戰組織受重擊
常駐雅加達的安全事務專家康博伊指出，一旦證實諾汀已被剿滅，這對印尼暴力的回教聖戰組織來說是一項重大打擊。
他表示，警方目前要做的是拼湊所有線索，捕捉網絡上的每一人，查出爆炸物的來源，揪出這些年來是誰供應爆炸物和庇護所給武裝份子。
康博伊指出，諾汀招聘自殺式襲擊者的能力是他如此成功的原因。
他向路透社說：“我認為那是真正的要素：他有能力在短短數天時間內就說服這些主要來自鄉下地區的年輕人為他賣命。現在他不再指揮，將重擊此組織。”
據報導，諾汀曾拍攝自制炸彈的錄影帶，包括教導“殉教者”如何呈現生命的最後時刻，包括進行祈禱和償還所有債務，及透過錄影立遺囑。
你知道嗎？
諾汀多次逃過圍捕
諾汀被指為“回祈團”招攬成員、籌集資金和策劃襲擊行動，曾多次逃過印尼警方的圍捕。一些爪哇人相信諾汀有魔法護身，警方則認為諾汀多次逃脫是因為他棄用
容易被追蹤的手機，同時獲得同情者庇護及做為他與細胞組織聯絡的跑腿。
諾汀被指策劃2003年雅加達萬豪酒店爆炸案、2004年澳洲駐雅加達大使館爆炸案及2005年峇厘島恐怖襲擊，旨在阻嚇外國遊客和投資者，讓“回祈團”在東南亞創建一個回教王國。
他與大馬籍炸彈專家阿紮哈里關係密切，後者於2005年在東爪哇的一場突襲行動中遭警方剿滅。諾汀在2006年中爪哇一起突襲行動中成功逃脫，但有2名武裝份子被打死。
諾汀是“回祈團”頭號通緝犯，印尼警方懸賞10萬美元獎金捉拿他。
常駐雅加達的安全事務專家康博伊指出，一旦證實諾汀已被剿滅，這對印尼暴力的回教聖戰組織來說是一項重大打擊。
諾汀小檔案
諾汀：生於柔佛
年齡：42歲，1968年8月11日
學歷：1991年畢業於工藝大學
工作經驗 曾在新山一間回教學校擔任高級主任。
家庭狀況：據報導，諾汀有3名妻子。首任妻子是拉曼魯絲蒂，他們育有2名子女。拉曼魯絲蒂的兄長拉依斯，相信也是回教祈禱團的領袖之一。
諾汀與第2任妻子曼菲亞頓則是在2004年初逃亡時邂逅，並於當年6月22日共結連理。
諾汀（當時已改名為阿都哈林）的第3任妻子阿麗娜，共育有2名2歲及3歲的孩子。阿麗娜一直被蒙在鼓裡，也不知道她的丈夫原來就是通緝犯。
Two town halls turn into near-riots
Ah, American democracy: Over the past week, members of the House -- currently in recess -- have been holding town hall meetings that have gotten progressively nastier as more and more organized opponents of the Democrats' healthcare plan have shown up to protest. The debate between the two major parties over the town halls has gotten pretty nasty too, with claims and counter-claims about who, exactly, is un-democratic and who's trying to stifle the voice of the people.
Now, the tension is really starting to erupt, and on Thursday night, two of the town halls turned violent.
At one, a forum on aging held in St. Louis County by Rep. Russ Carnahan, D-Mo., six people -- one of them a reporter -- were arrested. Two people, one conservative and one staffer with the Service Employees International Union, were reportedly sent to the hospital with minor injuries sustained during scuffles at the event.
In Ybor City, Fla., there were similar scuffles, some of which were reportedly broken up by law enforcement, but no arrests. That forum was organized by a state legislator, Democratic Rep. Betty Reed, but U.S. Rep. Kathy Castor, D-Fla., was also there. She didn't get much of a chance to address the crowd, though -- the Tampa Tribune reports, "Castor tried to speak for nearly 15 minutes but the crowd drowned her out, chanting, 'You work for us,' 'Tyranny, tyranny,' and 'Read the bill.' She ultimately left the meeting early, further angering some attendees."
In both cases, the breaking point was apparently the size of the crowd -- at both of the town halls, the number of people who showed up was too large for the space in which they were being held, and so some people were not allowed in. Conservative protesters took this as a sign they were being shut out because of their political beliefs, especially in Misssouri, where things turned ugly when two SEIU employees were allowed in when others were being kept out. (Josh Marshall notes that SEIU was sponsoring the event, and the employees in question were apparently staffing it.)
There have been accusations that astroturfing -- fake grass-roots efforts led by industry or lobbying groups -- is behind the heavy anti-reform turnout that's been a hallmark of the recent town halls. In both Florida and Missouri Thursday night, there were organizations apparently responsible for the size of the crowd, but they were organizations of a different sort -- Missouri's crowd was reportedly spurred on by the local Tea Party Coaliton, while Florida's was drummed up by Glenn Beck's 9-12 Project. (Beck himself probably had little or nothing to do with it; it's a decentralized group.)
A third town hall, this one held by Rep. Ann Kirkpatrick, D-Ariz., had to be shut down. Politico's Martin Kady reports that "protesters showed up after a robocall -- it's unclear from whom -- went out to Arizona voters encouraging them to show up at the event." Kirkpatrick was supposed to have one-on-one talks with attendees, but, according to Kady, "was unable to get the event started and canceled it."
Video from Missouri town hall:
Video from Florida town hall:
